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Charter Bank: Non-Performing Assets Ratio

2.71% Ranks #149 of 3,655 U.S. banks · 96th percentile

Data as of · sourced from FFIEC call reports. How we update

Charter Bank reported a non-performing assets ratio of 2.71% as of Q2 2026, ranking #149 of 3,655 U.S. banks (96th percentile). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 2.71%
Q1 2026 1.91%
Q4 2025 2.19%
Q3 2025 1.93%
Q2 2025 1.42%
Q1 2025 1.43%
Q4 2024 0.12%
Q3 2024 0.09%
Q2 2024 0.13%
Q1 2024 0.13%
Q4 2023 0.38%
Q3 2023 0.37%

National Context

Latest value 2.71%
National rank#149 of 3,655
Percentile 96th
12-quarter low0.09%
12-quarter high2.71%
Full rankingView leaderboard

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Most community banks report NPA between 0.2% and 1%. Spikes are usually CRE-driven (commercial real estate downturns produce OREO in waves). Compare NPA to NPL: if NPA materially exceeds NPL, the bank is sitting on foreclosed property.

Full definition & formula →

Frequently asked questions

What is Charter Bank's Non-Performing Assets Ratio?

Charter Bank's Non-Performing Assets Ratio was 2.71% as of Q2 2026, ranking #149 of 3,655 U.S. banks.

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Charter Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 18660) · FFIEC NIC profile (RSSD 814458)