Citizens Bank: Return on Equity
Data as of · sourced from FFIEC call reports. How we update
Citizens Bank reported a return on equity of 19.70% as of Q2 2026, ranking #484 of 3,614 U.S. banks (87th percentile). That is up 0.36 percentage points from 19.34% a year earlier, and above the 12.32% median of the 1,871 Small Community Banks ($100M–$500M in assets). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.
12-Quarter Trend
National Context
What is the Return on Equity?
Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.
Read ROE together with ROA and the equity-to-assets ratio. ROE equals ROA times the ratio of assets to equity, so a bank can raise ROE by holding less capital without earning more on its assets; a high ROE built on thin capital is weaker than the same ROE built on a high ROA. Subchapter S banks pay no income tax at the bank level, so their ROE runs higher than a C corporation bank with the same pretax earnings. Share buybacks shrink equity and lift ROE with no change in profit.
Full definition & formula →Frequently asked questions
What is Citizens Bank's Return on Equity?
Citizens Bank's Return on Equity was 19.70% as of Q2 2026, ranking #484 of 3,614 U.S. banks.
What is the Return on Equity?
Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.
More Citizens Bank metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Citizens Bank profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 324) · FFIEC NIC profile (RSSD 514132)