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Citizens Bank: Return on Average Equity

31.93% Ranks #60 of 3,651 U.S. banks · 98th percentile

Data as of · sourced from FFIEC call reports. How we update

Citizens Bank reported a return on average equity of 31.93% as of Q2 2026, ranking #60 of 3,651 U.S. banks (98th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 31.93%
Q1 2026 29.25%
Q4 2025 31.48%
Q3 2025 30.10%
Q2 2025 30.78%
Q1 2025 30.75%
Q4 2024 33.72%
Q3 2024 33.85%
Q2 2024 26.92%
Q1 2024 28.22%
Q4 2023 24.98%
Q3 2023 27.51%

National Context

Latest value 31.93%
National rank#60 of 3,651
Percentile 98th
12-quarter low24.98%
12-quarter high33.85%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Citizens Bank's Return on Average Equity?

Citizens Bank's Return on Average Equity was 31.93% as of Q2 2026, ranking #60 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Citizens Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 22601) · FFIEC NIC profile (RSSD 97457)