Skip to main content

Citizens Bank: Return on Average Equity

0.51% Ranks #3,526 of 3,650 U.S. banks · 3rd percentile

Data as of · sourced from FFIEC call reports. How we update

Citizens Bank reported a return on average equity of 0.51% as of Q2 2026, ranking #3,526 of 3,650 U.S. banks (3rd percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 0.51%
Q1 2026 2.84%
Q4 2025 4.64%
Q3 2025 1.95%
Q2 2025 2.92%
Q1 2025 2.78%
Q4 2024 4.18%
Q3 2024 5.16%
Q2 2024 4.66%
Q1 2024 4.43%
Q4 2023 9.42%
Q3 2023 10.77%

National Context

Latest value 0.51%
National rank#3,526 of 3,650
Percentile 3rd
12-quarter low0.51%
12-quarter high10.77%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Citizens Bank's Return on Average Equity?

Citizens Bank's Return on Average Equity was 0.51% as of Q2 2026, ranking #3526 of 3,650 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Citizens Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 17809) · FFIEC NIC profile (RSSD 98463)