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Citizens' Bank of Charleston: Return on Average Equity

12.92% Ranks #1,718 of 3,651 U.S. banks · 53rd percentile

Data as of · sourced from FFIEC call reports. How we update

Citizens' Bank of Charleston reported a return on average equity of 12.92% as of Q2 2026, ranking #1,718 of 3,651 U.S. banks (53rd percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 12.92%
Q1 2026 12.22%
Q4 2025 7.97%
Q3 2025 11.10%
Q2 2025 10.58%
Q1 2025 11.15%
Q4 2024 5.52%
Q3 2024 11.88%
Q2 2024 12.38%
Q1 2024 12.62%
Q4 2023 8.07%
Q3 2023 14.40%

National Context

Latest value 12.92%
National rank#1,718 of 3,651
Percentile 53rd
12-quarter low5.52%
12-quarter high14.40%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Citizens' Bank of Charleston's Return on Average Equity?

Citizens' Bank of Charleston's Return on Average Equity was 12.92% as of Q2 2026, ranking #1718 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Citizens' Bank of Charleston profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 17830) · FFIEC NIC profile (RSSD 376947)