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Citizens Bank of the Midwest: Return on Average Equity

15.80% Ranks #1,042 of 3,651 U.S. banks · 71st percentile

Data as of · sourced from FFIEC call reports. How we update

Citizens Bank of the Midwest reported a return on average equity of 15.80% as of Q2 2026, ranking #1,042 of 3,651 U.S. banks (71st percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 15.80%
Q1 2026 19.50%
Q4 2025 13.16%
Q3 2025 20.80%
Q2 2025 20.01%
Q1 2025 24.70%
Q4 2024 10.78%
Q3 2024 16.87%
Q2 2024 13.34%
Q1 2024 16.60%
Q4 2023 1.17%
Q3 2023 11.10%

National Context

Latest value 15.80%
National rank#1,042 of 3,651
Percentile 71st
12-quarter low1.17%
12-quarter high24.70%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Citizens Bank of the Midwest's Return on Average Equity?

Citizens Bank of the Midwest's Return on Average Equity was 15.80% as of Q2 2026, ranking #1042 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Citizens Bank of the Midwest profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 16126) · FFIEC NIC profile (RSSD 44750)