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Citizens Community Bank: Return on Average Equity

-13.59% Ranks #3,626 of 3,651 U.S. banks · 1st percentile

Data as of · sourced from FFIEC call reports. How we update

Citizens Community Bank reported a return on average equity of -13.59% as of Q2 2026, ranking #3,626 of 3,651 U.S. banks (1st percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 -13.59%
Q1 2026 6.72%
Q4 2025 4.51%
Q3 2025 9.90%
Q2 2025 6.44%
Q1 2025 9.12%
Q4 2024 7.57%
Q3 2024 8.03%
Q2 2024 6.16%
Q1 2024 5.18%
Q4 2023 5.87%
Q3 2023 -5.51%

National Context

Latest value -13.59%
National rank#3,626 of 3,651
Percentile 1st
12-quarter low-13.59%
12-quarter high9.90%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Citizens Community Bank's Return on Average Equity?

Citizens Community Bank's Return on Average Equity was -13.59% as of Q2 2026, ranking #3626 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Citizens Community Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 33753) · FFIEC NIC profile (RSSD 2007991)