Citizens National Bank of Texas: Return on Average Equity
Data as of · sourced from FFIEC call reports. How we update
Citizens National Bank of Texas reported a return on average equity of 23.41% as of Q2 2026, ranking #222 of 3,651 U.S. banks (94th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.
12-Quarter Trend
National Context
What is the Return on Average Equity?
Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.
Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).
Full definition & formula →Frequently asked questions
What is Citizens National Bank of Texas's Return on Average Equity?
Citizens National Bank of Texas's Return on Average Equity was 23.41% as of Q2 2026, ranking #222 of 3,651 U.S. banks.
What is the Return on Average Equity?
Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.
More Citizens National Bank of Texas metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Citizens National Bank of Texas profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 5574) · FFIEC NIC profile (RSSD 552161)