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Citizens Savings Bank: Return on Average Equity

2.17% Ranks #3,456 of 3,651 U.S. banks · 5th percentile

Data as of · sourced from FFIEC call reports. How we update

Citizens Savings Bank reported a return on average equity of 2.17% as of Q2 2026, ranking #3,456 of 3,651 U.S. banks (5th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 2.17%
Q1 2026 1.09%
Q4 2025 1.78%
Q3 2025 0.80%
Q2 2025 3.54%
Q1 2025 0.63%
Q4 2024 4.79%
Q3 2024 0.54%
Q2 2024 0.71%
Q1 2024 -23.66%
Q4 2023 0.73%
Q3 2023 -6.45%

National Context

Latest value 2.17%
National rank#3,456 of 3,651
Percentile 5th
12-quarter low-23.66%
12-quarter high4.79%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Citizens Savings Bank's Return on Average Equity?

Citizens Savings Bank's Return on Average Equity was 2.17% as of Q2 2026, ranking #3456 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Citizens Savings Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 31184) · FFIEC NIC profile (RSSD 828473)