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The Citizens State Bank: Return on Average Equity

26.25% Ranks #130 of 3,651 U.S. banks · 96th percentile

Data as of · sourced from FFIEC call reports. How we update

The Citizens State Bank reported a return on average equity of 26.25% as of Q2 2026, ranking #130 of 3,651 U.S. banks (96th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 26.25%
Q1 2026 27.46%
Q4 2025 21.71%
Q3 2025 23.99%
Q2 2025 27.99%
Q1 2025 35.62%
Q4 2024 23.50%
Q3 2024 26.95%
Q2 2024 29.27%
Q1 2024 29.11%
Q4 2023 30.66%
Q3 2023 33.01%

National Context

Latest value 26.25%
National rank#130 of 3,651
Percentile 96th
12-quarter low21.71%
12-quarter high35.62%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is The Citizens State Bank's Return on Average Equity?

The Citizens State Bank's Return on Average Equity was 26.25% as of Q2 2026, ranking #130 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The Citizens State Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 14269) · FFIEC NIC profile (RSSD 572459)