The Claxton Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Claxton Bank of Bellville, GA against its peer group of 2601 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.53% | 1.35% | -0.82% | 14th bottom |
| ROAE | 4.44% | 13.33% | -8.89% | 12th bottom |
| Net Interest Margin | 3.98% | 3.93% | +0.05% | 52nd above |
| Efficiency Ratio | 83.14% | 61.12% | +22.02% | 11th bottom |
| PPNR / Avg Assets | 0.71% | 1.68% | -0.97% | 12th bottom |
| Yield on Earning Assets | 6.07% | 5.67% | +0.40% | 71st above |
| Cost of Funds | 2.30% | 1.88% | +0.42% | 21st bottom |
| Net Interest Spread | 3.45% | 3.32% | +0.13% | 57th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.51% | 0.94% | +1.57% | 9th bottom |
| NPA / Total Assets | 1.78% | 0.70% | +1.08% | 9th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.16% | -0.16% | 49th below |
| ACL / Total Loans | 1.43% | 1.28% | +0.15% | 74th above |
| ACL / NPLs (Coverage) | 56.88% | 1546.59% | -1489.71% | 13th bottom |
| Texas Ratio | 14.01% | 7.34% | +6.67% | 14th bottom |
| Provision / NCO | 37500.00% | 1378.66% | +36121.34% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.39% | 19.49% | -4.10% | 53rd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.39% | 19.52% | -4.13% | 53rd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.65% | 20.61% | -3.96% | 54th above |
| Leverage Ratio | 12.60% | 12.14% | +0.46% | 71st above |
| Equity / Assets | 11.68% | 11.36% | +0.32% | 68th above |
| TCE / Tangible Assets | 11.68% | 11.08% | +0.60% | 70th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 86.44% | 80.66% | +5.78% | 37th below |
| Core Deposit Ratio | 90.01% | 86.85% | +3.16% | 55th above |
| Wholesale Funding Ratio | 5.91% | 5.03% | +0.88% | 32nd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 28.13% | 6.83% | +21.30% | 97th top |
| Loan Growth (Y/Y) | 37.42% | 7.91% | +29.51% | 98th top |
| Deposit Growth (Y/Y) | 23.29% | 6.28% | +17.01% | 96th top |
See The Claxton Bank's peers by name
The 2601 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Claxton Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Claxton Bank profile, how to read a UBPR, or how this data updates.