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Clear Fork Bank N.A.: Loan-to-Deposit Ratio

88.69% Ranks #1,323 of 3,651 U.S. banks · 64th percentile

Data as of · sourced from FFIEC call reports. How we update

Clear Fork Bank N.A. reported a loan-to-deposit ratio of 88.69% as of Q2 2026, ranking #1,323 of 3,651 U.S. banks (64th percentile). The Loan-to-Deposit Ratio (LTD) measures loans against deposits. A high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 88.69%
Q1 2026 86.61%
Q4 2025 89.07%
Q3 2025 89.20%
Q2 2025 90.56%
Q1 2025 83.96%
Q4 2024 80.72%
Q3 2024 88.04%
Q2 2024 87.90%
Q1 2024 87.14%
Q4 2023 85.57%
Q3 2023 87.80%

National Context

Latest value 88.69%
National rank#1,323 of 3,651
Percentile 64th
12-quarter low80.72%
12-quarter high90.56%
Full rankingView leaderboard

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Most US community banks report LTD between 65% and 90%. The industry has been gradually de-leveraging. LTD has fallen from ~80% to ~70% since 2007. Banks above 100% are funding loans with non-deposit sources, a more rate-sensitive and lower-quality funding mix.

Full definition & formula →

Frequently asked questions

What is Clear Fork Bank N.A.'s Loan-to-Deposit Ratio?

Clear Fork Bank N.A.'s Loan-to-Deposit Ratio was 88.69% as of Q2 2026, ranking #1323 of 3,651 U.S. banks.

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Clear Fork Bank N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 3067) · FFIEC NIC profile (RSSD 340751)