Coastal Carolina National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Coastal Carolina National Bank of Myrtle Beach, SC against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.99% | 1.44% | -0.45% | 28th below |
| ROAE | 10.78% | 12.51% | -1.73% | 38th below |
| Net Interest Margin | 3.60% | 3.84% | -0.24% | 42nd below |
| Efficiency Ratio | 61.62% | 58.87% | +2.75% | 40th below |
| PPNR / Avg Assets | 1.39% | 1.78% | -0.39% | 31st below |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.59% | 5.71% | -0.12% | 53rd above |
| Cost of Funds | 2.15% | 2.03% | +0.12% | 41st below |
| Net Interest Spread | 3.01% | 3.18% | -0.17% | 45th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.97% | -0.97% | 97th top |
| NPA / Total Assets | 0.00% | 0.75% | -0.75% | 96th top |
| NCO / Avg Loans | 0.00% | 0.31% | -0.31% | 78th top |
| ACL / Total Loans | 1.12% | 1.25% | -0.13% | 45th below |
| ACL / NPLs (Coverage) | 65088.23% | 627.37% | +64460.86% | — |
| Texas Ratio | 0.01% | 7.17% | -7.16% | 97th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.99% | 17.41% | -4.42% | 42nd below |
| Tier 1 Ratio | 12.99% | 17.45% | -4.46% | 41st below |
| Total Capital Ratio | 14.21% | 18.51% | -4.30% | 43rd below |
| Leverage Ratio | 9.38% | 11.60% | -2.22% | 20th bottom |
| Equity / Assets | 9.06% | 11.33% | -2.27% | 22nd bottom |
| TCE / Tangible Assets | 8.85% | 10.65% | -1.80% | 28th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 80.79% | 86.36% | -5.57% | 68th above |
| Core Deposit Ratio | 78.00% | 85.56% | -7.56% | 17th bottom |
| Uninsured Deposit Ratio | 27.91% | 32.71% | -4.80% | 60th above |
| Wholesale Funding Ratio | 0.06% | 5.46% | -5.40% | 96th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 13.84% | 10.45% | +3.39% | 85th top |
| Loan Growth (Y/Y) | 12.08% | 7.99% | +4.09% | 79th top |
| Deposit Growth (Y/Y) | 12.93% | 7.97% | +4.96% | 83rd top |
See Coastal Carolina National Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Coastal Carolina National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Coastal Carolina National Bank profile, how to read a UBPR, or how this data updates.