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Comenity Bank: Tier 1 Risk-Based Capital Ratio

15.53% Ranks #789 of 2,139 U.S. banks · 63rd percentile

Data as of · sourced from FFIEC call reports. How we update

Comenity Bank reported a tier 1 risk-based capital ratio of 15.53% as of Q2 2026, ranking #789 of 2,139 U.S. banks (63rd percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 15.53%
Q1 2026 15.12%
Q4 2025 15.11%
Q3 2025 15.39%
Q2 2025 15.81%
Q1 2025 16.99%
Q4 2024 16.53%
Q3 2024 17.43%
Q2 2024 18.03%
Q1 2024 18.23%
Q4 2023 19.72%
Q3 2023 20.29%

National Context

Latest value 15.53%
National rank#789 of 2,139
Percentile 63rd
12-quarter low15.11%
12-quarter high20.29%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is Comenity Bank's Tier 1 Risk-Based Capital Ratio?

Comenity Bank's Tier 1 Risk-Based Capital Ratio was 15.53% as of Q2 2026, ranking #789 of 2,139 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Comenity Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 27499) · FFIEC NIC profile (RSSD 1391778)