Commonwealth Cooperative Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Commonwealth Cooperative Bank of Hyde Park, MA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.41% | 1.34% | -0.93% | 11th bottom |
| ROAE | 3.02% | 13.32% | -10.30% | 9th bottom |
| Net Interest Margin | 2.83% | 3.93% | -1.10% | 7th bottom |
| Efficiency Ratio | 73.93% | 61.14% | +12.79% | 21st bottom |
| PPNR / Avg Assets | 0.73% | 1.68% | -0.95% | 13th bottom |
| Yield on Earning Assets | 4.82% | 5.67% | -0.85% | 17th bottom |
| Cost of Funds | 2.29% | 1.88% | +0.41% | 22nd bottom |
| Net Interest Spread | 2.24% | 3.32% | -1.08% | 7th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.50% | 0.94% | -0.44% | 45th below |
| NPA / Total Assets | 0.32% | 0.70% | -0.38% | 50th above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.64% | 1.28% | -0.64% | 5th bottom |
| ACL / NPLs (Coverage) | 127.62% | 1538.98% | -1411.36% | 35th below |
| Texas Ratio | 2.23% | 7.33% | -5.10% | 61st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 16.31% | 12.14% | +4.17% | 91st top |
| Equity / Assets | 13.78% | 11.37% | +2.41% | 83rd top |
| TCE / Tangible Assets | 13.78% | 11.09% | +2.69% | 85th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.38% | 80.63% | +10.75% | 25th below |
| Core Deposit Ratio | 80.00% | 86.86% | -6.86% | 16th bottom |
| Wholesale Funding Ratio | 14.63% | 5.03% | +9.60% | 5th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.42% | 6.85% | -5.43% | 28th below |
| Loan Growth (Y/Y) | -3.74% | 7.91% | -11.65% | 10th bottom |
| Deposit Growth (Y/Y) | 7.43% | 6.29% | +1.14% | 73rd above |
See Commonwealth Cooperative Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Commonwealth Cooperative Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Commonwealth Cooperative Bank profile, how to read a UBPR, or how this data updates.