Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Bank of Bristow, OK against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.16% | 1.25% | +0.91% | 89th top |
| ROAE | 22.10% | 13.17% | +8.93% | 92nd top |
| Net Interest Margin | 6.01% | 3.95% | +2.06% | 99th top |
| Efficiency Ratio | 53.69% | 61.50% | -7.81% | 72nd above |
| PPNR / Avg Assets | 3.11% | — | — | 96th top |
| Yield on Earning Assets | 7.29% | 5.67% | +1.62% | 97th top |
| Cost of Funds | 1.39% | 1.87% | -0.48% | 76th top |
| Net Interest Spread | 5.43% | — | — | 99th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.86% | 0.93% | -0.07% | 31st below |
| NPA / Total Assets | 0.88% | — | — | 23rd bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.08% | 0.15% | -0.07% | 21st bottom |
| ACL / Total Loans | 1.16% | — | — | 46th below |
| ACL / NPLs (Coverage) | 134.32% | — | — | 37th below |
| Texas Ratio | 8.06% | 6.06% | +2.00% | 23rd bottom |
| Provision / NCO | 457.89% | — | — | 71st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.09% | 11.75% | -1.66% | 34th below |
| Equity / Assets | 9.95% | 10.98% | -1.03% | 43rd below |
| TCE / Tangible Assets | 9.95% | — | — | 48th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.15% | 80.44% | +10.71% | 26th below |
| Core Deposit Ratio | 84.25% | 86.95% | -2.70% | 28th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.29% | — | — | 80th top |
| Loan Growth (Y/Y) | 6.96% | — | — | 59th above |
| Deposit Growth (Y/Y) | 10.39% | — | — | 83rd top |
See Community Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Community Bank peer analysis.