Community Bank Delaware: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Bank Delaware of Lewes, DE against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.53% | 1.34% | -0.81% | 14th bottom |
| ROAE | 6.58% | 13.32% | -6.74% | 19th bottom |
| Net Interest Margin | 3.15% | 3.93% | -0.78% | 14th bottom |
| Efficiency Ratio | 75.37% | 61.13% | +14.24% | 19th bottom |
| PPNR / Avg Assets | 0.77% | 1.68% | -0.91% | 14th bottom |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.62% | 5.67% | -0.05% | 51st above |
| Cost of Funds | 2.64% | 1.88% | +0.76% | 12th bottom |
| Net Interest Spread | 2.66% | 3.32% | -0.66% | 19th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.26% | 0.94% | -0.68% | 60th above |
| NPA / Total Assets | 0.21% | 0.70% | -0.49% | 59th above |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 75th top |
| ACL / Total Loans | 0.91% | 1.28% | -0.37% | 18th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 351.97% | 1539.23% | -1187.26% | 64th above |
| Texas Ratio | 2.51% | 7.33% | -4.82% | 58th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.88% | 19.51% | -7.63% | 16th bottom |
| Tier 1 Ratio | 11.88% | 19.54% | -7.66% | 16th bottom |
| Total Capital Ratio | 12.98% | 20.63% | -7.65% | 16th bottom |
| Leverage Ratio | 8.58% | 12.14% | -3.56% | 7th bottom |
| Equity / Assets | 7.69% | 11.38% | -3.69% | 11th bottom |
| TCE / Tangible Assets | 7.69% | 11.09% | -3.40% | 13th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 97.45% | 80.63% | +16.82% | 14th bottom |
| Core Deposit Ratio | 78.89% | 86.86% | -7.97% | 14th bottom |
| Wholesale Funding Ratio | 6.15% | 5.03% | +1.12% | 31st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.27% | 6.85% | -2.58% | 49th below |
| Loan Growth (Y/Y) | 4.88% | 7.90% | -3.02% | 47th below |
| Deposit Growth (Y/Y) | 8.41% | 6.29% | +2.12% | 78th top |
See Community Bank Delaware's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community Bank Delaware, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Bank Delaware profile, how to read a UBPR, or how this data updates.