Community Commerce Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Commerce Bank of Claremont, CA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.80% | 1.25% | -0.45% | 21st bottom |
| ROAE | 5.24% | 12.22% | -6.98% | 14th bottom |
| Net Interest Margin | 3.19% | 3.95% | -0.76% | 15th bottom |
| Efficiency Ratio | 59.55% | 63.71% | -4.16% | 55th above |
| PPNR / Avg Assets | 1.27% | — | — | 31st below |
| Yield on Earning Assets | 6.64% | 5.67% | +0.97% | 90th top |
| Cost of Funds | 3.86% | 1.87% | +1.99% | 0th bottom |
| Net Interest Spread | 2.80% | — | — | 24th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.88% | -0.88% | 94th top |
| NPA / Total Assets | 0.64% | — | — | 33rd below |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.13% | — | — | 42nd below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.03% | 5.96% | -1.93% | 41st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 18.10% | 17.18% | +0.92% | 70th above |
| Tier 1 Ratio | 18.10% | 17.21% | +0.89% | 69th above |
| Total Capital Ratio | 19.13% | — | — | 69th above |
| Leverage Ratio | 15.25% | 11.75% | +3.50% | 88th top |
| Equity / Assets | 14.99% | 10.98% | +4.01% | 88th top |
| TCE / Tangible Assets | 14.99% | — | — | 89th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 100.08% | 80.44% | +19.64% | 11th bottom |
| Core Deposit Ratio | 67.56% | 86.95% | -19.39% | 4th bottom |
| Wholesale Funding Ratio | 7.24% | — | — | 24th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.45% | — | — | 64th above |
| Loan Growth (Y/Y) | 8.12% | — | — | 65th above |
| Deposit Growth (Y/Y) | 6.38% | — | — | 66th above |
See Community Commerce Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community Commerce Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Commerce Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Community Commerce Bank peer analysis.