Community National Bank & Trust: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community National Bank & Trust of Chanute, KS against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.28% | 1.46% | -0.18% | 50th above |
| ROAE | 14.83% | 12.69% | +2.14% | 70th above |
| Net Interest Margin | 4.10% | 3.85% | +0.25% | 75th top |
| Efficiency Ratio | 60.68% | 57.40% | +3.28% | 42nd below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.75% | 1.88% | -0.13% | 52nd above |
| Yield on Earning Assets | 5.93% | 5.72% | +0.21% | 73rd above |
| Cost of Funds | 2.16% | 2.02% | +0.14% | 40th below |
| Net Interest Spread | 3.56% | 3.18% | +0.38% | 79th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.81% | 1.00% | -0.19% | 40th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.57% | 0.76% | -0.19% | 44th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.43% | -0.39% | 47th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.20% | 1.31% | -0.11% | 59th above |
| ACL / NPLs (Coverage) | 149.23% | 564.78% | -415.55% | 44th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.57% | 7.39% | -0.82% | 37th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 320.67% | 618.89% | -298.22% | 69th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.04% | 17.34% | -4.30% | 43rd below |
| Tier 1 Ratio | 13.04% | 17.37% | -4.33% | 42nd below |
| Total Capital Ratio | 14.24% | 18.42% | -4.18% | 43rd below |
| Leverage Ratio | 8.97% | 11.44% | -2.47% | 11th bottom |
| Equity / Assets | 8.88% | 11.34% | -2.46% | 20th bottom |
| TCE / Tangible Assets | 7.92% | 10.50% | -2.58% | 11th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.81% | 86.96% | -10.15% | 75th top |
| Core Deposit Ratio | 90.62% | 85.55% | +5.07% | 61st above |
| Uninsured Deposit Ratio | 16.59% | 33.14% | -16.55% | 89th top |
| Wholesale Funding Ratio | 2.27% | 5.70% | -3.43% | 66th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 12.11% | 9.68% | +2.43% | 82nd top |
| Loan Growth (Y/Y) | 11.08% | 8.06% | +3.02% | 76th top |
| Deposit Growth (Y/Y) | 10.83% | 7.87% | +2.96% | 78th top |
See Community National Bank & Trust's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community National Bank & Trust, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community National Bank & Trust profile, how to read a UBPR, or how this data updates.