Community Neighbor Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Neighbor Bank of Camden, AL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.35% | 1.34% | +0.01% | 56th above |
| ROAE Behind the peer average, ahead of the median peer. | 12.57% | 13.31% | -0.74% | 51st above |
| Net Interest Margin | 4.53% | 3.93% | +0.60% | 80th top |
| Efficiency Ratio | 60.69% | 61.14% | -0.45% | 52nd above |
| PPNR / Avg Assets | 1.90% | 1.68% | +0.22% | 68th above |
| Yield on Earning Assets | 6.04% | 5.67% | +0.37% | 70th above |
| Cost of Funds | 1.56% | 1.88% | -0.32% | 65th above |
| Net Interest Spread | 3.83% | 3.32% | +0.51% | 76th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.42% | 0.94% | +0.48% | 20th bottom |
| NPA / Total Assets | 0.76% | 0.70% | +0.06% | 28th below |
| NCO / Avg Loans | 0.16% | 0.16% | +0.00% | 14th bottom |
| ACL / Total Loans | 1.51% | 1.28% | +0.23% | 79th top |
| ACL / NPLs (Coverage) | 106.43% | 1538.97% | -1432.54% | 29th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.58% | 7.33% | -0.75% | 33rd below |
| Provision / NCO | 142.86% | 1395.85% | -1252.99% | 49th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.13% | 12.14% | -1.01% | 53rd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.98% | 11.37% | -0.39% | 60th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.98% | 11.09% | -0.11% | 63rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 59.81% | 80.64% | -20.83% | 83rd top |
| Core Deposit Ratio | 92.34% | 86.86% | +5.48% | 70th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.16% | 6.85% | +4.31% | 86th top |
| Loan Growth (Y/Y) | 8.45% | 7.90% | +0.55% | 67th above |
| Deposit Growth (Y/Y) | 11.47% | 6.29% | +5.18% | 86th top |
See Community Neighbor Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community Neighbor Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Neighbor Bank profile, how to read a UBPR, or how this data updates.