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Community State Bank: Return on Equity

15.26% Ranks #1,144 of 3,614 U.S. banks · 68th percentile

Data as of · sourced from FFIEC call reports. How we update

Community State Bank reported a return on equity of 15.26% as of Q2 2026, ranking #1,144 of 3,614 U.S. banks (68th percentile). That is up 0.63 percentage points from 14.63% a year earlier, and above the 12.32% median of the 1,871 Small Community Banks ($100M–$500M in assets). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 15.26%
Q1 2026 15.47%
Q4 2025 10.95%
Q3 2025 15.78%
Q2 2025 14.63%
Q1 2025 14.07%
Q4 2024 10.95%
Q3 2024 12.69%
Q2 2024 12.22%
Q1 2024 11.56%
Q4 2023 7.20%
Q3 2023 12.71%

National Context

Latest value 15.26%
National rank#1,144 of 3,614
Percentile 68th
12-quarter low7.20%
12-quarter high15.78%
Full rankingView leaderboard

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Read ROE together with ROA and the equity-to-assets ratio. ROE equals ROA times the ratio of assets to equity, so a bank can raise ROE by holding less capital without earning more on its assets; a high ROE built on thin capital is weaker than the same ROE built on a high ROA. Subchapter S banks pay no income tax at the bank level, so their ROE runs higher than a C corporation bank with the same pretax earnings. Share buybacks shrink equity and lift ROE with no change in profit.

Full definition & formula →

Frequently asked questions

What is Community State Bank's Return on Equity?

Community State Bank's Return on Equity was 15.26% as of Q2 2026, ranking #1144 of 3,614 U.S. banks.

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Community State Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 22567) · FFIEC NIC profile (RSSD 367150)