Community State Bank of Orbisonia: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 10.2% in Q2 2026, from $29.8M to $32.9M. It was the largest change from Q1 2026 among the key lines here. Within Pennsylvania, Community State Bank of Orbisonia is 62nd of 109 on loan-to-deposit ratio, 83.42% as of Q2 2026, below the middle of the field. Community State Bank of Orbisonia reported 83.42% on loan-to-deposit ratio for Q2 2026, 2.58 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $32.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $97.1M |
| Fed funds sold and reverse repos | $18.4M |
| Fed funds sold and reverse repos to assets | 3.89% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $474K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.10% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.42% |
| Net loans and leases to deposits | 82.72% |
| Loans and leases to core deposits | 86.09% |
| Core deposits to total deposits | 96.90% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 87.16% | 96.44% | $0 | $21.1M |
| Q4 2023 | 89.67% | 96.62% | $0 | $26.1M |
| Q1 2024 | 87.73% | 96.86% | $0 | $25.9M |
| Q2 2024 | 88.06% | 97.07% | $0 | $20.9M |
| Q3 2024 | 89.14% | 97.63% | $0 | $20.9M |
| Q4 2024 | 87.32% | 97.77% | $0 | $10.9M |
| Q1 2025 | 85.52% | 97.62% | $0 | $6.7M |
| Q2 2025 | 85.93% | 97.26% | $0 | $676K |
| Q3 2025 | 88.13% | 96.94% | $0 | $690K |
| Q4 2025 | 85.67% | 96.93% | $0 | $702K |
| Q1 2026 | 83.58% | 97.09% | $0 | $465K |
| Q2 2026 | 83.42% | 96.90% | $0 | $474K |
Community State Bank of Orbisonia liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Community State Bank of Orbisonia, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community State Bank of Orbisonia profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16976) · FFIEC NIC profile (RSSD 121914)