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Community State Bank of Rock Falls: Tier 1 Risk-Based Capital Ratio

18.66% Ranks #426 of 2,136 U.S. banks · 80th percentile

Data as of · sourced from FFIEC call reports. How we update

Community State Bank of Rock Falls reported a tier 1 risk-based capital ratio of 18.66% as of Q2 2026, ranking #426 of 2,136 U.S. banks (80th percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 18.66%
Q1 2026 19.32%
Q4 2025 18.99%
Q3 2025 18.58%
Q2 2025 18.84%
Q1 2025 18.52%
Q4 2024 18.11%
Q3 2024 17.82%
Q2 2024 17.98%
Q1 2024 18.19%
Q4 2023 18.60%
Q3 2023 19.87%

National Context

Latest value 18.66%
National rank#426 of 2,136
Percentile 80th
12-quarter low17.82%
12-quarter high19.87%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is Community State Bank of Rock Falls's Tier 1 Risk-Based Capital Ratio?

Community State Bank of Rock Falls's Tier 1 Risk-Based Capital Ratio was 18.66% as of Q2 2026, ranking #426 of 2,136 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Community State Bank of Rock Falls profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 21988) · FFIEC NIC profile (RSSD 875048)