Bank Comparison
Hershey Bank vs Deutsche Bank Trust Company Delaware
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
5 · 5
winning metrics across 10 scored rows
Compare a different pair
Search for a bank in each box, choose it from the list, then press Compare.
Capital adequacy
| Metric | Hershey Bank | Deutsche Bank Trust Company Delaware |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 13.24% | 93.22% |
| Equity / Assets | 13.32% | 94.58% |
Profitability
| Metric | Hershey Bank | Deutsche Bank Trust Company Delaware |
|---|---|---|
| Return on Assets (ROA) | 1.25% | 2.76% |
| Return on Equity (ROE) | 9.75% | 2.97% |
| Net Interest Margin (NIM) | 4.07% | 3.87% |
| Yield on Earning Assets | 6.28% | 3.97% |
| Cost of Funds | 2.43% | 3.58% |
Asset quality
| Metric | Hershey Bank | Deutsche Bank Trust Company Delaware |
|---|---|---|
| Texas Ratio | 8.26% | 0.00% |
| Non-Performing Loan Ratio | 1.22% | — |
| Non-Performing Asset Ratio | 1.14% | 0.00% |
| Net Charge-Off Ratio | 0.03% | — |
| ACL / Loans | 1.37% | — |
Balance sheet
| Metric | Hershey Bank | Deutsche Bank Trust Company Delaware |
|---|---|---|
| Total Assets | $141.1M | $141.4M |
| Total Deposits | $109.0M | $3.0M |
| Total Loans | $121.9M | $0 |
| Total Equity | $18.8M | $133.7M |
| Net Income (quarter) | $427K | $990K |
Liquidity & funding
| Metric | Hershey Bank | Deutsche Bank Trust Company Delaware |
|---|---|---|
| Loan-to-Deposit Ratio | 111.81% | 0.00% |
| Core Deposit Ratio | 84.75% | 0.00% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Hershey Bank | Deutsche Bank Trust Company Delaware |
|---|---|---|
| Headquarters City | Hershey | Newark |
| Headquarters State | NE | DE |
| Asset Tier | $100M to $1B in assets | $100M to $1B in assets |
| Regulator | FDIC | FDIC |
| Domestic Branches | 4 | 1 |
| Employees (FTE) | 19 | 6 |
| Established | March 27, 1968 | October 7, 1985 |
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
View full Hershey Bank profile | View full Deutsche Bank Trust Company Delaware profile | Browse all bank comparisons