Bank Comparison
Liberty Savings Association, Fsa, the vs Baxter State Bank, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
8 · 10
winning metrics across 18 comparable rows
Capital adequacy
| Metric | Liberty Savings Association, Fsa, the | Baxter State Bank, the |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 24.20% | 19.83% |
| Equity / Assets | 24.12% | 19.51% |
Profitability
| Metric | Liberty Savings Association, Fsa, the | Baxter State Bank, the |
|---|---|---|
| Return on Assets (ROA) | 0.21% | 0.97% |
| Return on Equity (ROE) | 0.88% | 4.93% |
| Net Interest Margin (NIM) | 3.07% | 5.66% |
| Yield on Earning Assets | 4.00% | 5.92% |
| Cost of Funds | 1.22% | 0.30% |
Asset quality
| Metric | Liberty Savings Association, Fsa, the | Baxter State Bank, the |
|---|---|---|
| Texas Ratio | 0.00% | 2.20% |
| Non-Performing Loan Ratio | 0.00% | 0.49% |
| Non-Performing Asset Ratio | 0.00% | 0.44% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 0.68% | 1.62% |
Balance sheet
| Metric | Liberty Savings Association, Fsa, the | Baxter State Bank, the |
|---|---|---|
| Total Assets | $28,332K | $25,021K |
| Total Deposits | $21,453K | $19,190K |
| Total Loans | $10,155K | $12,909K |
| Total Equity | $6,834K | $4,881K |
| Net Income (quarter) | $15 | $60 |
Liquidity & funding
| Metric | Liberty Savings Association, Fsa, the | Baxter State Bank, the |
|---|---|---|
| Loan-to-Deposit Ratio | 47.34% | 67.27% |
| Core Deposit Ratio | 86.20% | 94.55% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Liberty Savings Association, Fsa, the | Baxter State Bank, the |
|---|---|---|
| Headquarters City | FORT SCOTT | BAXTER SPRINGS |
| Headquarters State | KS | KS |
| Asset Tier | Micro | Micro |
| Charter Class | 704214 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 4 | 6 |
| Established | Jan. 1, 1919, midnight | Jan. 1, 1905, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Liberty Savings Association, Fsa, the profile | View full Baxter State Bank, the profile | Browse all bank comparisons