Bank Comparison
Mid-Missouri Bank vs U.S. Bank Trust N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
3 · 8
winning metrics across 11 scored rows
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Capital adequacy
| Metric | Mid-Missouri Bank | U.S. Bank Trust N.A. |
|---|---|---|
| CET1 Ratio | 14.89% | 488.44% |
| Tier 1 Capital Ratio | 14.89% | 488.44% |
| Total Capital Ratio | 16.12% | 488.44% |
| Tier 1 Leverage Ratio | 10.80% | 99.77% |
| Equity / Assets | 10.56% | 98.61% |
Profitability
| Metric | Mid-Missouri Bank | U.S. Bank Trust N.A. |
|---|---|---|
| Return on Assets (ROA) | 1.59% | 10.89% |
| Return on Equity (ROE) | 15.11% | 11.07% |
| Net Interest Margin (NIM) | 4.61% | 3.80% |
| Yield on Earning Assets | 5.74% | 3.80% |
| Cost of Funds | 1.36% | — |
Asset quality
| Metric | Mid-Missouri Bank | U.S. Bank Trust N.A. |
|---|---|---|
| Texas Ratio | 0.45% | 0.00% |
| Non-Performing Loan Ratio | 0.07% | — |
| Non-Performing Asset Ratio | 0.05% | 0.00% |
| Net Charge-Off Ratio | 0.02% | — |
| ACL / Loans | 1.19% | — |
Balance sheet
| Metric | Mid-Missouri Bank | U.S. Bank Trust N.A. |
|---|---|---|
| Total Assets | $946.7M | $948.9M |
| Total Deposits | $844.3M | $0 |
| Total Loans | $679.9M | $0 |
| Total Equity | $99.9M | $935.7M |
| Net Income (quarter) | $3.7M | $25.5M |
Liquidity & funding
| Metric | Mid-Missouri Bank | U.S. Bank Trust N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 80.53% | — |
| Core Deposit Ratio | 90.99% | — |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Mid-Missouri Bank | U.S. Bank Trust N.A. |
|---|---|---|
| Headquarters City | Springfield | Wilmington |
| Headquarters State | MO | DE |
| Asset Tier | $100M to $1B in assets | $100M to $1B in assets |
| Regulator | FDIC | — |
| Domestic Branches | 14 | — |
| Employees (FTE) | 205 | 6 |
| Established | June 20, 1872 | — |
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
View full Mid-Missouri Bank profile | View full U.S. Bank Trust N.A. profile | Browse all bank comparisons