Bank Comparison
Pilgrim Bank vs Bank of Prairie Du Sac
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
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0 · 16
winning metrics across 16 scored rows
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Capital adequacy
| Metric | Pilgrim Bank | Bank of Prairie Du Sac |
|---|---|---|
| CET1 Ratio | 13.54% | 21.84% |
| Tier 1 Capital Ratio | 13.54% | 21.84% |
| Total Capital Ratio | 14.60% | 23.03% |
| Tier 1 Leverage Ratio | 9.72% | 13.70% |
| Equity / Assets | 8.18% | 13.05% |
Profitability
| Metric | Pilgrim Bank | Bank of Prairie Du Sac |
|---|---|---|
| Return on Assets (ROA) | 0.02% | 1.62% |
| Return on Equity (ROE) | 0.19% | 13.10% |
| Net Interest Margin (NIM) | 2.76% | 3.12% |
| Yield on Earning Assets | 4.89% | 4.98% |
| Cost of Funds | 2.25% | 2.09% |
Asset quality
| Metric | Pilgrim Bank | Bank of Prairie Du Sac |
|---|---|---|
| Texas Ratio | 37.84% | 0.00% |
| Non-Performing Loan Ratio | 4.61% | 0.00% |
| Non-Performing Asset Ratio | 2.94% | 0.00% |
| Net Charge-Off Ratio | 0.01% | -0.01% |
| ACL / Loans | 1.16% | 1.37% |
Balance sheet
| Metric | Pilgrim Bank | Bank of Prairie Du Sac |
|---|---|---|
| Total Assets | $745.8M | $744.5M |
| Total Deposits | $606.0M | $644.3M |
| Total Loans | $476.8M | $393.5M |
| Total Equity | $61.0M | $97.1M |
| Net Income (quarter) | $31K | $3.1M |
Liquidity & funding
| Metric | Pilgrim Bank | Bank of Prairie Du Sac |
|---|---|---|
| Loan-to-Deposit Ratio | 78.69% | 61.07% |
| Core Deposit Ratio | 85.16% | 92.06% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Pilgrim Bank | Bank of Prairie Du Sac |
|---|---|---|
| Headquarters City | Pittsburg | Prairie du Sac |
| Headquarters State | TX | WI |
| Asset Tier | $100M to $1B in assets | $100M to $1B in assets |
| Regulator | FDIC | FDIC |
| Domestic Branches | 14 | 2 |
| Employees (FTE) | 104 | 51 |
| Established | January 1, 1911 | March 22, 1916 |
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of September 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
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