Bank Comparison
Templeton Savings Bank vs American Bank of Baxter Springs
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
5 · 6
winning metrics across 13 scored rows (2 tied)
Compare a different pair
Search for a bank in each box, choose it from the list, then press Compare.
Capital adequacy
| Metric | Templeton Savings Bank | American Bank of Baxter Springs |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 14.50% | 9.98% |
| Equity / Assets | 15.65% | 10.22% |
Profitability
| Metric | Templeton Savings Bank | American Bank of Baxter Springs |
|---|---|---|
| Return on Assets (ROA) | 1.58% | 1.58% |
| Return on Equity (ROE) | 10.29% | 16.98% |
| Net Interest Margin (NIM) | 3.99% | 3.75% |
| Yield on Earning Assets | 5.43% | 4.93% |
| Cost of Funds | 1.67% | 1.29% |
Asset quality
| Metric | Templeton Savings Bank | American Bank of Baxter Springs |
|---|---|---|
| Texas Ratio | 0.10% | 0.00% |
| Non-Performing Loan Ratio | 0.02% | 0.00% |
| Non-Performing Asset Ratio | 0.01% | 0.00% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 1.45% | 1.51% |
Balance sheet
| Metric | Templeton Savings Bank | American Bank of Baxter Springs |
|---|---|---|
| Total Assets | $169.6M | $170.2M |
| Total Deposits | $141.9M | $152.3M |
| Total Loans | $109.2M | $104.0M |
| Total Equity | $26.6M | $17.4M |
| Net Income (quarter) | $678K | $725K |
Liquidity & funding
| Metric | Templeton Savings Bank | American Bank of Baxter Springs |
|---|---|---|
| Loan-to-Deposit Ratio | 77.00% | 68.24% |
| Core Deposit Ratio | 88.17% | 63.19% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Templeton Savings Bank | American Bank of Baxter Springs |
|---|---|---|
| Headquarters City | Templeton | Baxter Springs |
| Headquarters State | IA | KS |
| Asset Tier | $100M to $1B in assets | $100M to $1B in assets |
| Regulator | FED | FED |
| Domestic Branches | 2 | 3 |
| Employees (FTE) | 19 | 29 |
| Established | January 1, 1923 | January 1, 1917 |
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
View full Templeton Savings Bank profile | View full American Bank of Baxter Springs profile | Browse all bank comparisons