Bank Comparison
The Trust Company of Toledo, N.A. vs Key National Trust Company of Delaware
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
2 · 7
winning metrics across 11 scored rows (2 tied)
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Capital adequacy
| Metric | The Trust Company of Toledo, N.A. | Key National Trust Company of Delaware |
|---|---|---|
| CET1 Ratio | 149.99% | 467.81% |
| Tier 1 Capital Ratio | 149.99% | 467.81% |
| Total Capital Ratio | 149.99% | 467.81% |
| Tier 1 Leverage Ratio | 100.25% | 100.31% |
| Equity / Assets | 88.70% | 98.06% |
Profitability
| Metric | The Trust Company of Toledo, N.A. | Key National Trust Company of Delaware |
|---|---|---|
| Return on Assets (ROA) | 94.39% | 12.81% |
| Return on Equity (ROE) | 107.05% | 12.98% |
| Net Interest Margin (NIM) | 3.68% | 9.38% |
| Yield on Earning Assets | 3.68% | 9.38% |
| Cost of Funds | — | — |
Asset quality
| Metric | The Trust Company of Toledo, N.A. | Key National Trust Company of Delaware |
|---|---|---|
| Texas Ratio | 0.00% | 0.00% |
| Non-Performing Loan Ratio | — | — |
| Non-Performing Asset Ratio | 0.00% | 0.00% |
| Net Charge-Off Ratio | — | — |
| ACL / Loans | — | — |
Balance sheet
| Metric | The Trust Company of Toledo, N.A. | Key National Trust Company of Delaware |
|---|---|---|
| Total Assets | $9.0M | $9.9M |
| Total Deposits | $0 | $0 |
| Total Loans | $0 | $0 |
| Total Equity | $8.0M | $9.7M |
| Net Income (quarter) | $1.9M | $309K |
Liquidity & funding
| Metric | The Trust Company of Toledo, N.A. | Key National Trust Company of Delaware |
|---|---|---|
| Loan-to-Deposit Ratio | — | — |
| Core Deposit Ratio | — | — |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | The Trust Company of Toledo, N.A. | Key National Trust Company of Delaware |
|---|---|---|
| Headquarters City | Holland | Wilmington |
| Headquarters State | OH | DE |
| Asset Tier | under $100M in assets | under $100M in assets |
| Regulator | — | — |
| Domestic Branches | — | — |
| Employees (FTE) | 28 | 1 |
| Established | — | — |
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
View full The Trust Company of Toledo, N.A. profile | View full Key National Trust Company of Delaware profile | Browse all bank comparisons