Computershare Trust Company, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Common equity tier 1 ratio dropped 41.48 percentage points in Q2 2026, from 170.77% to 129.29%. It was the largest change from Q1 2026 among the key lines here. Against a median of 13.49% for banks in the $1B-10B asset tier, Computershare Trust Company, N.A. reported 129.29% on CET1 ratio in Q2 2026, 115.81 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 129.29% |
| Tier 1 risk-based capital ratio | 129.29% |
| Total risk-based capital ratio | 129.29% |
| Tier 1 leverage ratio | 55.33% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $347.9M |
| Tier 1 capital | $347.9M |
| Total risk-based capital | $347.9M |
| Total equity capital | $834.3M |
| Risk-weighted assets | $269.1M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 80.75% |
| Tangible equity to tangible assets | 62.94% |
| Equity capital to average assets | 74.81% |
| Internal capital growth rate | -2.29% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $500K |
| Common stock surplus | $749.5M |
| Retained earnings | $84.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 173.13% | 173.13% | 173.13% | 57.98% | $194.3M |
| Q4 2023 | 213.06% | 213.06% | 213.06% | 71.12% | $213.4M |
| Q1 2024 | 168.18% | 168.18% | 168.18% | 60.99% | $224.7M |
| Q2 2024 | 148.11% | 148.11% | 148.11% | 71.29% | $245.9M |
| Q3 2024 | 143.51% | 143.51% | 143.51% | 69.67% | $262.7M |
| Q4 2024 | 162.86% | 162.86% | 162.86% | 67.10% | $232.0M |
| Q1 2025 | 168.26% | 168.26% | 168.26% | 68.93% | $226.9M |
| Q2 2025 | 174.97% | 174.97% | 174.97% | 71.04% | $236.3M |
| Q3 2025 | 182.08% | 182.08% | 182.08% | 69.64% | $233.9M |
| Q4 2025 | 185.24% | 185.24% | 185.24% | 70.29% | $230.2M |
| Q1 2026 | 170.77% | 170.77% | 170.77% | 70.18% | $258.7M |
| Q2 2026 | 129.29% | 129.29% | 129.29% | 55.33% | $269.1M |
Computershare Trust Company, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Computershare Trust Company, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Computershare Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 2600039)