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Concordia Bank & Trust Company: Return on Average Equity

14.05% Ranks #1,441 of 3,651 U.S. banks · 61st percentile

Data as of · sourced from FFIEC call reports. How we update

Concordia Bank & Trust Company reported a return on average equity of 14.05% as of Q2 2026, ranking #1,441 of 3,651 U.S. banks (61st percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 14.05%
Q1 2026 9.11%
Q4 2025 8.47%
Q3 2025 11.36%
Q2 2025 13.24%
Q1 2025 11.32%
Q4 2024 10.95%
Q3 2024 12.77%
Q2 2024 9.80%
Q1 2024 9.46%
Q4 2023 6.77%
Q3 2023 34.24%

National Context

Latest value 14.05%
National rank#1,441 of 3,651
Percentile 61st
12-quarter low6.77%
12-quarter high34.24%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Concordia Bank & Trust Company's Return on Average Equity?

Concordia Bank & Trust Company's Return on Average Equity was 14.05% as of Q2 2026, ranking #1441 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Concordia Bank & Trust Company profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 8527) · FFIEC NIC profile (RSSD 819556)