The Conneaut Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Conneaut Savings Bank of Conneaut, OH against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.47% | 3.33% | -2.86% | 25th below |
| ROAE | 3.58% | 8.29% | -4.71% | 27th below |
| Net Interest Margin | 3.64% | 3.93% | -0.29% | 37th below |
| Efficiency Ratio | 84.62% | 84.47% | +0.15% | 24th bottom |
| PPNR / Avg Assets | 0.56% | 1.56% | -1.00% | 21st bottom |
| Yield on Earning Assets | 4.64% | 5.24% | -0.60% | 27th below |
| Cost of Funds | 1.14% | 1.67% | -0.53% | 71st above |
| Net Interest Spread | 3.35% | 3.30% | +0.05% | 51st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.40% | 1.42% | -1.02% | 47th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.28% | 0.71% | -0.43% | 42nd below |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 53rd above |
| ACL / Total Loans | 0.54% | 1.53% | -0.99% | 4th bottom |
| ACL / NPLs (Coverage) | 134.88% | 723.03% | -588.15% | 47th below |
| Texas Ratio | 2.05% | 8.57% | -6.52% | 52nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 15.09% | 22.10% | -7.01% | 64th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 13.27% | 20.74% | -7.47% | 56th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 13.27% | 20.49% | -7.22% | 59th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.79% | 74.25% | +8.54% | 27th below |
| Core Deposit Ratio | 97.52% | 88.29% | +9.23% | 84th top |
| Wholesale Funding Ratio | 0.89% | 5.34% | -4.45% | 81st top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.30% | 3.83% | -2.53% | 42nd below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 2.37% | 6.85% | -4.48% | 50th above |
| Deposit Growth (Y/Y) | 1.94% | 2.98% | -1.04% | 48th below |
See The Conneaut Savings Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Conneaut Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Conneaut Savings Bank profile, how to read a UBPR, or how this data updates.