ConnectOne Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks ConnectOne Bank of Englewood Cliffs, NJ against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.29% | 1.39% | -0.10% | 49th below |
| ROAE | 10.51% | 12.24% | -1.73% | 44th below |
| Net Interest Margin | 3.54% | 3.82% | -0.28% | 48th below |
| Efficiency Ratio | 41.32% | 54.33% | -13.01% | 88th top |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.97% | 2.04% | -0.07% | 63rd above |
| Yield on Earning Assets | 5.77% | 5.71% | +0.06% | 78th top |
| Cost of Funds | 2.41% | 2.02% | +0.39% | 25th below |
| Net Interest Spread | 2.75% | 3.13% | -0.38% | 41st below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.05% | 0.98% | +0.07% | 36th below |
| NPA / Total Assets | 0.87% | 0.72% | +0.15% | 28th below |
| NCO / Avg Loans | 0.71% | 0.32% | +0.39% | 11th bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.18% | 1.39% | -0.21% | 52nd above |
| ACL / NPLs (Coverage) | 112.02% | 236.22% | -124.20% | 38th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 7.74% | 8.88% | -1.14% | 43rd below |
| Provision / NCO | 48.80% | 123.90% | -75.10% | 18th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.31% | 15.68% | -3.37% | 35th below |
| Tier 1 Ratio | 12.31% | 15.80% | -3.49% | 34th below |
| Total Capital Ratio | 13.20% | 16.93% | -3.73% | 22nd bottom |
| Leverage Ratio | 10.81% | 10.50% | +0.31% | 68th above |
| Equity / Assets | 12.26% | 11.71% | +0.55% | 64th above |
| TCE / Tangible Assets | 10.55% | 9.72% | +0.83% | 81st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 100.62% | 84.46% | +16.16% | 8th bottom |
| Core Deposit Ratio | 82.81% | 86.64% | -3.83% | 24th bottom |
| Uninsured Deposit Ratio | 46.70% | 36.77% | +9.93% | 27th below |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.97% | 5.84% | -0.87% | 40th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.57% | 11.99% | -8.42% | 38th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.30% | 11.40% | -5.10% | 52nd above |
| Deposit Growth (Y/Y) | 3.38% | 11.39% | -8.01% | 40th below |
See ConnectOne Bank's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock ConnectOne Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full ConnectOne Bank profile, how to read a UBPR, or how this data updates.