Continental Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Continental Bank of Salt Lake City, UT against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.42% | 1.25% | +2.17% | 98th top |
| ROAE | 21.50% | 12.22% | +9.28% | 90th top |
| Net Interest Margin | 4.97% | 3.95% | +1.02% | 92nd top |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 61.35% | 63.71% | -2.36% | 49th below |
| PPNR / Avg Assets | 3.47% | — | — | 98th top |
| Yield on Earning Assets | 7.04% | 5.67% | +1.37% | 95th top |
| Cost of Funds | 1.96% | 1.87% | +0.09% | 39th below |
| Net Interest Spread | 3.57% | — | — | 63rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.98% | 0.88% | +0.10% | 28th below |
| NPA / Total Assets | 0.79% | — | — | 26th below |
| NCO / Avg Loans | 1.23% | 0.15% | +1.08% | 2nd bottom |
| ACL / Total Loans | 1.62% | — | — | 84th top |
| ACL / NPLs (Coverage) | 164.56% | — | — | 42nd below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.52% | 5.96% | -1.44% | 38th below |
| Provision / NCO | 0.00% | — | — | 14th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 19.47% | 17.18% | +2.29% | 75th top |
| Tier 1 Ratio | 19.47% | 17.21% | +2.26% | 75th top |
| Total Capital Ratio | 20.72% | — | — | 76th top |
| Leverage Ratio | 16.16% | 11.75% | +4.41% | 90th top |
| Equity / Assets | 16.21% | 10.98% | +5.23% | 91st top |
| TCE / Tangible Assets | 16.21% | — | — | 92nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 103.71% | 80.44% | +23.27% | 7th bottom |
| Core Deposit Ratio | 76.40% | 86.95% | -10.55% | 10th bottom |
| Wholesale Funding Ratio | 4.72% | — | — | 40th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -4.94% | — | — | 4th bottom |
| Loan Growth (Y/Y) | -8.47% | — | — | 3rd bottom |
| Deposit Growth (Y/Y) | -2.41% | — | — | 12th bottom |
See Continental Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Continental Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Continental Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Continental Bank peer analysis.