Countybank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Countybank of Greenwood, SC against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.37% | 1.25% | +0.12% | 56th above |
| ROAE | 22.44% | 12.22% | +10.22% | 92nd top |
| Net Interest Margin | 3.95% | 3.95% | +0.00% | 50th above |
| Efficiency Ratio | 76.32% | 63.71% | +12.61% | 16th bottom |
| PPNR / Avg Assets | 1.44% | — | — | 40th below |
| Yield on Earning Assets | 4.84% | 5.67% | -0.83% | 17th bottom |
| Cost of Funds | 0.91% | 1.87% | -0.96% | 93rd top |
| Net Interest Spread | 3.64% | — | — | 66th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.44% | 0.88% | -0.44% | 49th below |
| NPA / Total Assets | 0.34% | — | — | 48th below |
| NCO / Avg Loans | -0.02% | 0.15% | -0.17% | 91st top |
| ACL / Total Loans | 0.83% | — | — | 12th bottom |
| ACL / NPLs (Coverage) | 190.52% | — | — | 46th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.29% | 5.96% | -0.67% | 34th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.78% | 17.18% | -2.40% | 47th below |
| Tier 1 Ratio | 14.78% | 17.21% | -2.43% | 46th below |
| Total Capital Ratio | 15.61% | — | — | 44th below |
| Leverage Ratio | 8.72% | 11.75% | -3.03% | 9th bottom |
| Equity / Assets | 6.25% | 10.98% | -4.73% | 3rd bottom |
| TCE / Tangible Assets | 6.07% | — | — | 3rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 65.98% | 80.44% | -14.46% | 76th top |
| Core Deposit Ratio | 99.90% | 86.95% | +12.95% | 99th top |
| Wholesale Funding Ratio | 6.71% | — | — | 27th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.23% | — | — | 26th below |
| Loan Growth (Y/Y) | -1.09% | — | — | 18th bottom |
| Deposit Growth (Y/Y) | -0.77% | — | — | 19th bottom |
See Countybank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Countybank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Countybank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Countybank peer analysis.