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Crown Bank: Efficiency Ratio

42.78% Ranks #320 of 3,644 U.S. banks · 91st percentile

Data as of · sourced from FFIEC call reports. How we update

Crown Bank reported a efficiency ratio of 42.78% as of Q2 2026, ranking #320 of 3,644 U.S. banks (91st percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 42.78%
Q1 2026 47.12%
Q4 2025 41.13%
Q3 2025 33.95%
Q2 2025 35.63%
Q1 2025 36.35%
Q4 2024 39.58%
Q3 2024 40.85%
Q2 2024 42.93%
Q1 2024 41.80%
Q4 2023 39.10%
Q3 2023 37.77%

National Context

Latest value 42.78%
National rank#320 of 3,644
Percentile 91st
12-quarter low33.95%
12-quarter high47.12%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is Crown Bank's Efficiency Ratio?

Crown Bank's Efficiency Ratio was 42.78% as of Q2 2026, ranking #320 of 3,644 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Crown Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 34259) · FFIEC NIC profile (RSSD 2686211)