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Crystal Lake Bank & Trust Company, N.A.: Return on Average Equity

17.36% Ranks #789 of 3,648 U.S. banks · 78th percentile

Data as of · sourced from FFIEC call reports. How we update

Crystal Lake Bank & Trust Company, N.A. reported a return on average equity of 17.36% as of Q2 2026, ranking #789 of 3,648 U.S. banks (78th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 17.36%
Q1 2026 15.92%
Q4 2025 16.28%
Q3 2025 21.35%
Q2 2025 19.86%
Q1 2025 16.43%
Q4 2024 17.52%
Q3 2024 23.64%
Q2 2024 17.97%
Q1 2024 17.53%
Q4 2023 14.56%
Q3 2023 22.51%

National Context

Latest value 17.36%
National rank#789 of 3,648
Percentile 78th
12-quarter low14.56%
12-quarter high23.64%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Crystal Lake Bank & Trust Company, N.A.'s Return on Average Equity?

Crystal Lake Bank & Trust Company, N.A.'s Return on Average Equity was 17.36% as of Q2 2026, ranking #789 of 3,648 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Crystal Lake Bank & Trust Company, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 34681) · FFIEC NIC profile (RSSD 2624400)