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Cumberland Federal Bank, FSB: Return on Average Equity

15.19% Ranks #1,169 of 3,651 U.S. banks · 68th percentile

Data as of · sourced from FFIEC call reports. How we update

Cumberland Federal Bank, FSB reported a return on average equity of 15.19% as of Q2 2026, ranking #1,169 of 3,651 U.S. banks (68th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 15.19%
Q1 2026 14.26%
Q4 2025 8.90%
Q3 2025 14.47%
Q2 2025 13.93%
Q1 2025 12.97%
Q4 2024 7.53%
Q3 2024 10.77%
Q2 2024 10.20%
Q1 2024 9.36%
Q4 2023 9.07%
Q3 2023 9.67%

National Context

Latest value 15.19%
National rank#1,169 of 3,651
Percentile 68th
12-quarter low7.53%
12-quarter high15.19%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Cumberland Federal Bank, FSB's Return on Average Equity?

Cumberland Federal Bank, FSB's Return on Average Equity was 15.19% as of Q2 2026, ranking #1169 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Cumberland Federal Bank, FSB profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 29293) · FFIEC NIC profile (RSSD 28675)