Currency Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Currency Bank of Oak Grove, LA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.62% | 1.25% | +1.37% | 95th top |
| ROAE | 16.93% | 12.22% | +4.71% | 75th top |
| Net Interest Margin | 4.71% | 3.95% | +0.76% | 86th top |
| Efficiency Ratio | 43.74% | 63.71% | -19.97% | 91st top |
| PPNR / Avg Assets | 3.29% | — | — | 97th top |
| Yield on Earning Assets | 6.57% | 5.67% | +0.90% | 88th top |
| Cost of Funds | 2.08% | 1.87% | +0.21% | 32nd below |
| Net Interest Spread | 3.99% | — | — | 83rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.14% | 0.88% | -0.74% | 70th above |
| NPA / Total Assets | 0.11% | — | — | 69th above |
| NCO / Avg Loans | -0.10% | 0.15% | -0.25% | 97th top |
| ACL / Total Loans | 1.49% | — | — | 78th top |
| ACL / NPLs (Coverage) | 1050.00% | — | — | — |
| Texas Ratio | 0.77% | 5.96% | -5.19% | 72nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.38% | 11.75% | +1.63% | 77th top |
| Equity / Assets | 15.86% | 10.98% | +4.88% | 91st top |
| TCE / Tangible Assets | 13.36% | — | — | 82nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.40% | 80.44% | +13.96% | 20th bottom |
| Core Deposit Ratio | 82.72% | 86.95% | -4.23% | 23rd bottom |
| Wholesale Funding Ratio | 2.01% | — | — | 67th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -4.83% | — | — | 5th bottom |
| Loan Growth (Y/Y) | 17.40% | — | — | 89th top |
| Deposit Growth (Y/Y) | -9.43% | — | — | 2nd bottom |
See Currency Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Currency Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Currency Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Currency Bank peer analysis.