Currie State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Currie State Bank of Currie, MN against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.25% | 3.14% | -1.89% | 61st above |
| ROAE | 11.91% | 10.41% | +1.50% | 67th above |
| Net Interest Margin | 4.55% | 3.93% | +0.62% | 77th top |
| Efficiency Ratio | 61.44% | 76.34% | -14.90% | 68th above |
| PPNR / Avg Assets | 1.75% | 1.40% | +0.35% | 71st above |
| Yield on Earning Assets | 6.69% | 5.35% | +1.34% | 91st top |
| Cost of Funds | 2.32% | 1.70% | +0.62% | 19th bottom |
| Net Interest Spread | 3.76% | 3.31% | +0.45% | 68th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.99% | 1.34% | -0.35% | 31st below |
| NPA / Total Assets | 0.88% | 0.71% | +0.17% | 22nd bottom |
| NCO / Avg Loans | -0.03% | 0.11% | -0.14% | 87th top |
| ACL / Total Loans | 1.54% | 1.49% | +0.05% | 70th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 155.71% | 867.06% | -711.35% | 51st above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 7.28% | 8.25% | -0.97% | 26th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.69% | 17.62% | -6.93% | 26th below |
| Equity / Assets | 10.67% | 16.44% | -5.77% | 33rd below |
| TCE / Tangible Assets | 10.67% | 16.19% | -5.52% | 35th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 100.17% | 72.75% | +27.42% | 10th bottom |
| Core Deposit Ratio | 74.87% | 88.25% | -13.38% | 8th bottom |
| Wholesale Funding Ratio | 0.38% | 5.31% | -4.93% | 92nd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.94% | 4.32% | -6.26% | 22nd bottom |
| Loan Growth (Y/Y) | -7.38% | 6.76% | -14.14% | 13th bottom |
| Deposit Growth (Y/Y) | -2.40% | 3.79% | -6.19% | 22nd bottom |
See Currie State Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Currie State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Currie State Bank profile, how to read a UBPR, or how this data updates.