Customers Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Customers Bank of Malvern, PA against its peer group of 136 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.18% | 1.34% | -0.16% | 37th below |
| ROAE | 13.03% | 12.25% | +0.78% | 71st above |
| Net Interest Margin | 3.24% | 3.68% | -0.44% | 30th below |
| Efficiency Ratio | 49.15% | 53.86% | -4.71% | 66th above |
| PPNR / Avg Assets | 1.84% | — | — | 51st above |
| Yield on Earning Assets | 5.66% | 5.58% | +0.08% | 71st above |
| Cost of Funds | 2.52% | 1.99% | +0.53% | 20th bottom |
| Net Interest Spread | 2.12% | — | — | 15th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.33% | 1.09% | -0.76% | 85th top |
| NPA / Total Assets | 0.27% | — | — | 81st top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.35% | 0.36% | -0.01% | 19th bottom |
| ACL / Total Loans | 0.91% | — | — | 19th bottom |
| ACL / NPLs (Coverage) | 274.45% | — | — | 75th top |
| Texas Ratio | 2.40% | 5.43% | -3.03% | 79th top |
| Provision / NCO | 162.45% | — | — | 73rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 13.55% | 14.50% | -0.95% | 61st above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 13.55% | 14.60% | -1.05% | 59th above |
| Total Capital Ratio | 14.53% | — | — | 58th above |
| Leverage Ratio | 9.34% | 10.26% | -0.92% | 22nd bottom |
| Equity / Assets | 8.77% | 11.55% | -2.78% | 14th bottom |
| TCE / Tangible Assets | 8.75% | — | — | 26th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.35% | 83.97% | -1.62% | 66th above |
| Core Deposit Ratio | 73.41% | 86.78% | -13.37% | 10th bottom |
| Uninsured Deposit Ratio | 44.28% | 38.93% | +5.35% | 34th below |
| Wholesale Funding Ratio | 7.77% | — | — | 24th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 17.58% | — | — | 80th top |
| Loan Growth (Y/Y) | 16.89% | — | — | 78th top |
| Deposit Growth (Y/Y) | 14.65% | — | — | 75th top |
See Customers Bank's peers by name
The 136 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Customers Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Customers Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Customers Bank peer analysis.