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Dalhart Federal Savings & Loan Association, SSB: Core Deposit Ratio

85.24% Ranks #2,471 of 3,656 U.S. banks · 32nd percentile

Data as of · sourced from FFIEC call reports. How we update

Dalhart Federal Savings & Loan Association, SSB reported a core deposit ratio of 85.24% as of Q2 2026, ranking #2,471 of 3,656 U.S. banks (32nd percentile). Core deposits are stable, low-cost funding, non-time deposits below the FDIC insurance threshold. The bedrock of the community-bank funding model.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 85.24%
Q1 2026 85.31%
Q4 2025 85.79%
Q3 2025 85.59%
Q2 2025 86.12%
Q1 2025 86.03%
Q4 2024 83.87%
Q3 2024 83.95%
Q2 2024 83.61%
Q1 2024 83.77%
Q4 2023 82.90%
Q3 2023 81.81%

National Context

Latest value 85.24%
National rank#2,471 of 3,656
Percentile 32nd
12-quarter low81.81%
12-quarter high86.12%
Full rankingView leaderboard

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Most US community banks report core deposit ratios between 75% and 95%. Above 90% indicates a strong franchise, likely consumer-checking-heavy or relationship-banking-heavy. Below 70% indicates significant wholesale funding reliance (brokered deposits or large time deposits).

Full definition & formula →

Frequently asked questions

What is Dalhart Federal Savings & Loan Association, SSB's Core Deposit Ratio?

Dalhart Federal Savings & Loan Association, SSB's Core Deposit Ratio was 85.24% as of Q2 2026, ranking #2471 of 3,656 U.S. banks.

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Dalhart Federal Savings & Loan Association, SSB profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 29208) · FFIEC NIC profile (RSSD 971070)