Dewitt Bank & Trust Co.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 6.55 percentage points higher than in Q1 2026, at 92.41%. Dewitt Bank & Trust Co. ranks 72nd of 225 Iowa banks on return on assets, in the upper half at 1.63% (Q2 2026). The median for banks in the $100M-1B asset tier is 1.26% on return on assets. Dewitt Bank & Trust Co. sits 0.37 points higher, at 1.63% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.40% |
| Equity capital to assets | 8.38% |
| Tangible equity to tangible assets | 8.31% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.26% |
| Non-performing assets ratio | 1.01% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 10.90% |
| Allowance for credit losses to loans | 1.16% |
| Reserve coverage of non-performing loans | 92.41% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.63% |
| Return on equity | 19.63% |
| Net interest margin | 3.74% |
| Efficiency ratio | 58.95% |
| Yield on earning assets | 5.86% |
| Cost of funds | 2.23% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 89.71% |
| Core deposits to total deposits | 83.42% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 89.32% |
| Securities to assets | 14.57% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 10.46% | 10.46% | 11.51% | 9.22% | 0.61% |
| Q4 2023 | 10.32% | 10.32% | 11.32% | 8.95% | 0.05% |
| Q1 2024 | 10.43% | 10.43% | 11.43% | 9.22% | 0.87% |
| Q2 2024 | 10.44% | 10.44% | 11.38% | 9.31% | 0.97% |
| Q3 2024 | 10.50% | 10.50% | 11.43% | 9.51% | 0.92% |
| Q4 2024 | 10.27% | 10.27% | 11.23% | 9.11% | 0.60% |
| Q1 2025 | 10.34% | 10.34% | 11.32% | 9.09% | 1.35% |
| Q2 2025 | 10.82% | 10.82% | 11.83% | 9.36% | 2.19% |
| Q3 2025 | — | — | — | 9.34% | 1.25% |
| Q4 2025 | — | — | — | 9.61% | 1.41% |
| Q1 2026 | — | — | — | 9.41% | 1.98% |
| Q2 2026 | — | — | — | 9.40% | 1.63% |
Dewitt Bank & Trust Co. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Dewitt Bank & Trust Co., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dewitt Bank & Trust Co. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14705) · FFIEC NIC profile (RSSD 668147)