Diamond Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Diamond Bank of Murfreesboro, AR against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.65% | 1.34% | +0.31% | 71st above |
| ROAE | 19.42% | 13.31% | +6.11% | 85th top |
| Net Interest Margin | 3.81% | 3.93% | -0.12% | 43rd below |
| Efficiency Ratio | 55.89% | 61.14% | -5.25% | 67th above |
| PPNR / Avg Assets | 1.76% | 1.68% | +0.08% | 60th above |
| Yield on Earning Assets | 6.11% | 5.67% | +0.44% | 73rd above |
| Cost of Funds | 2.45% | 1.88% | +0.57% | 16th bottom |
| Net Interest Spread | 3.11% | 3.32% | -0.21% | 38th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.88% | 0.94% | +0.94% | 14th bottom |
| NPA / Total Assets | 1.56% | 0.70% | +0.86% | 11th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.16% | -0.16% | 47th below |
| ACL / Total Loans | 1.08% | 1.28% | -0.20% | 35th below |
| ACL / NPLs (Coverage) | 57.27% | 1540.18% | -1482.91% | 13th bottom |
| Texas Ratio | 16.29% | 7.32% | +8.97% | 11th bottom |
| Provision / NCO | 1009.62% | 1396.03% | -386.41% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.34% | 19.51% | -5.17% | 42nd below |
| Tier 1 Ratio | 14.34% | 19.54% | -5.20% | 42nd below |
| Total Capital Ratio | 15.56% | 20.63% | -5.07% | 43rd below |
| Leverage Ratio | 9.99% | 12.14% | -2.15% | 31st below |
| Equity / Assets | 8.73% | 11.38% | -2.65% | 23rd bottom |
| TCE / Tangible Assets | 8.73% | 11.10% | -2.37% | 26th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.55% | 80.63% | +8.92% | 29th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.80% | 86.86% | +1.94% | 48th below |
| Wholesale Funding Ratio | 2.93% | 5.04% | -2.11% | 56th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.64% | 6.85% | +0.79% | 73rd above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.43% | 7.90% | -0.47% | 63rd above |
| Deposit Growth (Y/Y) | 6.97% | 6.29% | +0.68% | 70th above |
See Diamond Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Diamond Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Diamond Bank profile, how to read a UBPR, or how this data updates.