Dieterich Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos climbed 81.5% in Q2 2026, from $4.4M to $7.9M. It was the largest change from Q1 2026 among the key lines here. Dieterich Bank ranks 133rd of 323 Illinois banks on loan-to-deposit ratio, in the upper half at 79.13% (Q2 2026). Dieterich Bank reported 79.13% on loan-to-deposit ratio for Q2 2026, 9.07 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $45.9M |
| Cash and noninterest-bearing balances to assets | 2.44% |
| Cash and securities | $402.7M |
| Fed funds sold and reverse repos | $7.9M |
| Fed funds sold and reverse repos to assets | 0.51% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $30.0M |
| Other borrowed money | $49.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.16% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 79.13% |
| Net loans and leases to deposits | 77.97% |
| Loans and leases to core deposits | 86.55% |
| Core deposits to total deposits | 90.97% |
| Brokered deposits to total deposits | 0.46% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 74.07% | 90.01% | $30.8M | $46.5M |
| Q4 2023 | 73.61% | 88.26% | $27.6M | $42.1M |
| Q1 2024 | 72.54% | 88.99% | $24.9M | $52.6M |
| Q2 2024 | 66.73% | 91.08% | $26.6M | $52.6M |
| Q3 2024 | 72.07% | 90.18% | $34.9M | $62.6M |
| Q4 2024 | 73.88% | 89.68% | $34.4M | $42.6M |
| Q1 2025 | 76.00% | 89.32% | $35.4M | $52.6M |
| Q2 2025 | 78.07% | 89.23% | $36.5M | $62.6M |
| Q3 2025 | 78.97% | 89.89% | $28.2M | $55.8M |
| Q4 2025 | 80.16% | 89.35% | $27.8M | $70.8M |
| Q1 2026 | 77.79% | 89.32% | $29.2M | $40.1M |
| Q2 2026 | 79.13% | 90.97% | $30.0M | $49.1M |
Dieterich Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Dieterich Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dieterich Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3787) · FFIEC NIC profile (RSSD 771140)