The Dime Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Core deposits to total deposits climbed 2.30 percentage points in Q2 2026, from 86.60% to 88.90%. It was the largest change from Q1 2026 among the key lines here. Within Pennsylvania, The Dime Bank is 13th of 109 on return on assets, 1.73% as of Q2 2026, above the middle of the field. The Dime Bank reported 1.73% on return on assets for Q2 2026, 0.46 points above the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 13.95% |
| Tier 1 risk-based capital ratio | 13.95% |
| Total risk-based capital ratio | 15.20% |
| Tier 1 leverage ratio | 11.74% |
| Equity capital to assets | 10.78% |
| Tangible equity to tangible assets | 10.78% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.27% |
| Non-performing assets ratio | 1.68% |
| Net charge-off ratio | 0.05% |
| Texas ratio | 14.01% |
| Allowance for credit losses to loans | 1.62% |
| Reserve coverage of non-performing loans | 71.59% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.73% |
| Return on equity | 16.36% |
| Net interest margin | 4.57% |
| Efficiency ratio | 53.09% |
| Yield on earning assets | 6.38% |
| Cost of funds | 1.70% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 86.29% |
| Core deposits to total deposits | 88.90% |
| Brokered deposits to total deposits | 3.72% |
| Deposits to assets | 84.73% |
| Securities to assets | 19.43% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.67% | 12.67% | 13.92% | 10.94% | 0.90% |
| Q4 2023 | 12.84% | 12.84% | 14.09% | 11.06% | 1.43% |
| Q1 2024 | 12.70% | 12.70% | 13.95% | 11.14% | 0.94% |
| Q2 2024 | 12.74% | 12.74% | 13.99% | 11.06% | 1.19% |
| Q3 2024 | 12.54% | 12.54% | 13.79% | 11.12% | 1.46% |
| Q4 2024 | 12.67% | 12.67% | 13.89% | 11.05% | 1.34% |
| Q1 2025 | 13.49% | 13.49% | 14.74% | 10.98% | 1.17% |
| Q2 2025 | 13.78% | 13.78% | 15.03% | 11.14% | 1.63% |
| Q3 2025 | 13.70% | 13.70% | 14.95% | 11.37% | 1.70% |
| Q4 2025 | 13.79% | 13.79% | 15.04% | 11.36% | 1.34% |
| Q1 2026 | 13.98% | 13.98% | 15.23% | 11.82% | 1.68% |
| Q2 2026 | 13.95% | 13.95% | 15.20% | 11.74% | 1.73% |
The Dime Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Dime Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Dime Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9888) · FFIEC NIC profile (RSSD 56717)