The Dolores State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Dolores State Bank of Dolores, CO against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.93% | 1.34% | +0.59% | 83rd top |
| ROAE Behind the peer average, ahead of the median peer. | 13.13% | 13.32% | -0.19% | 55th above |
| Net Interest Margin | 4.66% | 3.93% | +0.73% | 85th top |
| Efficiency Ratio | 42.06% | 61.14% | -19.08% | 93rd top |
| PPNR / Avg Assets | 2.88% | 1.68% | +1.20% | 95th top |
| Yield on Earning Assets | 5.94% | 5.67% | +0.27% | 66th above |
| Cost of Funds | 1.45% | 1.88% | -0.43% | 72nd above |
| Net Interest Spread | 4.06% | 3.32% | +0.74% | 85th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.89% | 0.94% | -0.05% | 31st below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.65% | 0.70% | -0.05% | 32nd below |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 82nd top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.21% | 1.28% | -0.07% | 52nd above |
| ACL / NPLs (Coverage) | 136.92% | 1546.80% | -1409.88% | 38th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.78% | 7.34% | -2.56% | 43rd below |
| Provision / NCO | 1428.57% | 1394.84% | +33.73% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 20.94% | 19.48% | +1.46% | 80th top |
| Tier 1 Ratio | 20.94% | 19.52% | +1.42% | 80th top |
| Total Capital Ratio | 22.14% | 20.60% | +1.54% | 80th top |
| Leverage Ratio | 15.64% | 12.14% | +3.50% | 89th top |
| Equity / Assets | 14.97% | 11.36% | +3.61% | 88th top |
| TCE / Tangible Assets | 14.74% | 11.08% | +3.66% | 88th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 93.45% | 80.66% | +12.79% | 22nd bottom |
| Core Deposit Ratio | 92.44% | 86.85% | +5.59% | 70th above |
| Wholesale Funding Ratio | 5.48% | 5.04% | +0.44% | 35th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.48% | 6.84% | +1.64% | 78th top |
| Loan Growth (Y/Y) | 11.52% | 7.92% | +3.60% | 78th top |
| Deposit Growth (Y/Y) | 3.41% | 6.29% | -2.88% | 46th below |
See The Dolores State Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Dolores State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Dolores State Bank profile, how to read a UBPR, or how this data updates.