Skip to main content

Eaglemark Savings Bank: Tier 1 Leverage Ratio

23.68% Ranks #40 of 3,634 U.S. banks · 99th percentile

Data as of · sourced from FFIEC call reports. How we update

Eaglemark Savings Bank reported a tier 1 leverage ratio of 23.68% as of Q2 2026, ranking #40 of 3,634 U.S. banks (99th percentile). The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets, a simpler backstop that prevents banks from gaming the risk-based capital rules.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 23.68%
Q1 2026 22.72%
Q4 2025 21.34%
Q3 2025 20.02%
Q2 2025 19.54%
Q1 2025 19.08%
Q4 2024 17.60%
Q3 2024 16.95%
Q2 2024 17.18%
Q1 2024 17.67%
Q4 2023 16.55%
Q3 2023 15.25%

National Context

Latest value 23.68%
National rank#40 of 3,634
Percentile 99th
12-quarter low15.25%
12-quarter high23.68%
Full rankingView leaderboard

What is the Tier 1 Leverage Ratio?

The Tier 1 Leverage Ratio measures Tier 1 capital against average total assets. Unlike the risk-based capital ratios, it does not weight assets by their risk. It is the simple backstop that prevents banks from gaming the risk-based system.

Most US community banks report leverage ratios between 8% and 12%. Ratios below 5% warrant attention. The bank is heavily levered and thinly capitalized in absolute terms regardless of asset mix. The metric is most useful as a comparison to CET1: a wide gap (e.g., 15% CET1 vs 6% leverage) indicates an asset mix tilted toward low-risk-weighted securities or government-backed loans.

Full definition & formula →

Frequently asked questions

What is Eaglemark Savings Bank's Tier 1 Leverage Ratio?

Eaglemark Savings Bank's Tier 1 Leverage Ratio was 23.68% as of Q2 2026, ranking #40 of 3,634 U.S. banks.

What is the Tier 1 Leverage Ratio?

The Tier 1 Leverage Ratio measures Tier 1 capital against average total assets. Unlike the risk-based capital ratios, it does not weight assets by their risk. It is the simple backstop that prevents banks from gaming the risk-based system.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Eaglemark Savings Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 34313) · FFIEC NIC profile (RSSD 2605566)