Elevate Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Elevate Bank, N.A. of Sedan, KS against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.86% | 3.13% | -2.27% | 41st below |
| ROAE | 7.08% | 10.31% | -3.23% | 43rd below |
| Net Interest Margin | 5.35% | 3.94% | +1.41% | 93rd top |
| Efficiency Ratio | 82.12% | 76.30% | +5.82% | 27th below |
| PPNR / Avg Assets | 0.88% | 1.40% | -0.52% | 34th below |
| Yield on Earning Assets | 6.58% | 5.35% | +1.23% | 89th top |
| Cost of Funds | 1.38% | 1.70% | -0.32% | 58th above |
| Net Interest Spread | 4.27% | 3.32% | +0.95% | 85th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.01% | 1.34% | -1.33% | 65th above |
| NPA / Total Assets | 0.01% | 0.71% | -0.70% | 62nd above |
| NCO / Avg Loans | 0.16% | 0.10% | +0.06% | 12th bottom |
| ACL / Total Loans | 1.00% | 1.49% | -0.49% | 27th below |
| ACL / NPLs (Coverage) | 7300.00% | 849.07% | +6450.93% | — |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.08% | 8.27% | -4.19% | 40th below |
| Provision / NCO | 0.00% | 291.17% | -291.17% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.17% | 17.65% | -6.48% | 30th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 12.56% | 16.45% | -3.89% | 50th above |
| TCE / Tangible Assets | 11.52% | 16.20% | -4.68% | 44th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.82% | 72.82% | +10.00% | 27th below |
| Core Deposit Ratio | 86.94% | 88.28% | -1.34% | 29th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.50% | 4.25% | +5.25% | 82nd top |
| Loan Growth (Y/Y) | 30.87% | 6.71% | +24.16% | 94th top |
| Deposit Growth (Y/Y) | 11.24% | 3.71% | +7.53% | 88th top |
See Elevate Bank, N.A.'s peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Elevate Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Elevate Bank, N.A. profile, how to read a UBPR, or how this data updates.