Skip to main content

Elkton Bank & Trust Company: Tier 1 Risk-Based Capital Ratio

28.77% Ranks #98 of 2,136 U.S. banks · 95th percentile

Data as of · sourced from FFIEC call reports. How we update

Elkton Bank & Trust Company reported a tier 1 risk-based capital ratio of 28.77% as of Q2 2026, ranking #98 of 2,136 U.S. banks (95th percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 28.77%
Q1 2026 29.37%
Q4 2025 26.42%
Q3 2025 26.79%
Q2 2025 26.77%
Q1 2025 26.81%
Q4 2024 25.71%
Q3 2024 24.51%
Q2 2024 23.51%
Q1 2024 24.86%
Q4 2023 23.74%
Q3 2023 24.24%

National Context

Latest value 28.77%
National rank#98 of 2,136
Percentile 95th
12-quarter low23.51%
12-quarter high29.37%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is Elkton Bank & Trust Company's Tier 1 Risk-Based Capital Ratio?

Elkton Bank & Trust Company's Tier 1 Risk-Based Capital Ratio was 28.77% as of Q2 2026, ranking #98 of 2,136 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Elkton Bank & Trust Company profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 12162) · FFIEC NIC profile (RSSD 998648)